Lasting power of Attorney

Ensure somebody you know and trust is in control.

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Have someone to rely on

If you lose mental capacity without an LPA in place, it will be necessary for your family to apply to the Court of Protection to have a deputy appointed to deal with everyday financial matters. This is a slow and very expensive process, costing thousands of pounds. If you already have an LPA in place, this will not be necessary.  Don’t worry – Honey are here to help and can guide you through the LPA process.

What is a Lasting Power of Attorney?

  • If you are unable to manage your own affairs, an LPA (Lasting Power of Attorney) appoints someone of your choice to do it for you. There are two types of LPA:
  • A Property and Financial Affairs LPA allows your chosen person to handle your bank accounts, investments, bills and property.
  • A Health and Welfare LPA covers decisions about your health and care.

Why should I have one?

  • Health conditions such as Dementia, Parkinson’s disease, or a stroke can cause making decisions to become virtually impossible.
  • If you lose mental capacity without an LPA, it can cost your family time and thousands of pounds to be given permission to handle your affairs.
  • Without an LPA, any joint bank accounts you hold with your partner could become severely restricted.
  • This can be devastating, especially if the joint owner has their income or pension paid into this account, or they use it to pay critical bills such as a mortgage or utility costs.
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